Effective date: October 23, 2026
Laurianne Gray Lipari Agency, LLC, an authorized exclusive agency representing Allstate Insurance Company, operating InsureWithGrayLipari.com (“we,” “us,” “our”), works hard to build and maintain a relationship of trust with you. This Privacy Policy (“Privacy Policy”) governs our collection, use, and disclosure of your Personal Information (as defined below) in connection with your use of our websites on which this Privacy Policy is linked (collectively, “Sites”) and any transactions, interactions, or other engagements you might have with us (collectively, “Services”). For clarity, the term “Sites” does not include any sites owned or operated by third parties.
This Privacy Policy explains what Personal Information we collect about you, how we use or disclose such information, how to exercise any rights you may have with respect to your information, and the safeguards we have in place to reduce the risk of unauthorized access and use.
This Privacy Policy does not apply to Personal Information we collect from or about job applicants, employees, or contractors, or people associated with such persons.
Please read this Privacy Policy carefully before using our Sites and/or engaging with us. If you do not agree with this Privacy Policy, you must refrain from using our Sites and/or engaging with us. By accessing or using our Sites and/or engaging with us, you agree to our use of your information consistent with this Privacy Policy.
This Privacy Policy is subject to change. We encourage you to review it frequently for any revisions or amendments. Privacy Policy changes will are effective immediately and you will be accept the changes by continuing to use of the Site(s) or Services. If we determine that a change to this Privacy Policy will result in using your Personal Information acquired before the change in a materially new way, we will meet applicable legal requirements and provide you notice by a prominent post on our Site and/or email before using your Personal Information in the new way.
We may collect information that personally identifies, relates to, describes, or is capable of being associated with you (“Personal Information”) including:
We do not ask for passwords, Social Security numbers, driver’s license numbers, bank account numbers, or payment card numbers through our Sites. An agent may request additional information needed to complete an insurance application directly by phone or in our office.
The type of Personal Information we collect about you may vary based on how you use the Sites and/or Services and your relationship with us.
We may deidentify or aggregate personal information such that we can no longer reasonably associate it with an identifiable person. We may use and disclose deidentified and aggregate data for any business purpose permitted by applicable law.
We automatically collect information in connection with the actions you take on our Sites. We refer to this type of information as “Usage Data”. Usage Data may include information about your device, browser, operating system and version, IP address, and internet service provider. It may also include information about your interactions with the Sites such as the pages you view, the page and search terms used to reach our Site, the date, time, and duration of your visit, and the your clicks to, from, and within our Sites. If we can reasonably associate this data with you, we treat it as Personal Information under the categories of Identifiers or Internet or other electronic network information, as appropriate. If we cannot reasonably associate this information with you, we treat it as anonymous Usage Data.
We may record calls and retain the content of written and electronic communications between you and us. By communicating with us, you consent to our recording and retention of communications.
We may use session recording software on the Site(s) to understand how visitors navigate and interact with our pages. This software is configured so that information you type into form fields is not recorded. We use this software to help us optimize visitor experience. By using the Site(s), you consent to our use of session recording software.
We may ask you to provide Personal Information when you request a quote, contact us, and at other times when you communicate with us online or offline. You are not required to provide us your Personal Information; however, certain features of the Site(s) or Services may not be available unless you provide the requested information.
From time to time we, or service providers retained by us, may request Personal Information from you via surveys. Participation in these surveys is completely voluntary and you have a choice whether to disclose Personal Information. The requested information typically includes contact information (such as name and address) and product usage and preferences.
We may receive Personal Information about you from Allstate Insurance Company and its affiliates, for example if you are an existing Allstate customer, and from address validation services such as the United States Postal Service.
We use cookies and other automated data collection tools (collectively, “Cookies”) to collect Personal Information and Usage Data, improve the experience of the Site(s) and Services, and conduct cross-context behavioral or targeted advertising. You can also block or delete cookies through your browser settings; some features of the Site(s) may not work properly without them.
We use the following types of cookies:
If you want to reduce the overall volume of targeted advertising you receive, you can also visit the Digital Advertising Alliance (DAA) Consumer Choice Page and/or the Network Advertising Initiative Consumer Opt-Out Page. These websites allow you to opt-out of targeted advertising from member networks.
The Site(s) may include social media features, such as Facebook, Instagram, and LinkedIn links or widgets. These features may collect information about your IP address and the pages you visit on our site as well as other Personal Information. A Cookie may be set to ensure that a feature properly functions. Your interactions with social media features are governed by the privacy policies of the companies that provide them and you should review the relevant privacy policies before interacting with these features.
We use a web analytics tool from Google called “Google Analytics” that uses cookies to help us understand how you use the Site(s). To learn more about Google Analytics and your privacy, please review Google’s Safeguarding Your Data disclosure.
We use Personal Information to:
We may also use Personal Information as described to you at the point of collection, with your consent, or as otherwise required or permitted by applicable laws.
We may use your Personal Information to market products or services likely to be of interest to you, or to provide you with special offers and opportunities, via email. With respect to commercial email communications from us, you may opt out of these emails via a link in the footer of all commercial email messages.
You may also opt out of email marketing communications by emailing us at info@melonlocal.com.
It may take up to 10 business days for us to fully process an opt-out request. We may send you other types of transactional and relationship e-mail communications, such as requests for additional information, confirmations, service updates or announcements, administrative notices, and surveys, without offering you the opportunity to opt out of receiving them. Please note that opting out of receipt of commercial e-mail communications will only affect future activities or communications from us.
If you provide a review, testimonial, or a photo for such purposes we may post it publicly on the Site(s) or in other advertising material without notice to you. By providing a review or testimonial or photo, you give us permission and consent to use it in any manner and for any purpose, including in marketing and advertising communications in any manner or medium.
As an exclusive agency of Allstate, we share the information you provide in a quote request with Allstate Insurance Company and its affiliated companies so that we can prepare quotes, submit applications, and service your policies. Allstate’s use of your information is described in the Allstate Privacy Center.
We may disclose Personal Information to other businesses that provide services to us or on our behalf (“Service Providers”), including Melon Local, LLC, which hosts and maintains this Site and manages our online marketing. Categories of Service Providers we use include:
We only provide our Service Providers with the information necessary for them to perform these services on our behalf. Each Service Provider is expected to use reasonable security measures appropriate to the nature of the information involved to protect your Personal Information from unauthorized access, use or disclosure. Service Providers are prohibited from using Personal Information other than to provide services to us.
We do not sell your Personal Information to other companies. We do not provide your quote information to other insurance companies, agencies, or lead buyers.
Our advertising partners (such as Google) may collect information through Cookies on our Sites to show you our ads on other websites. Under some state privacy laws, this may be considered “sharing” for cross-context behavioral advertising. You can opt out of this sharing as described in “Exercising Your Rights” below, or by using the DAA and NAI opt-out pages listed in the Cookies section above.
We may also disclose your Personal Information:
We recognize the importance of safeguarding the confidentiality of your Personal Information. Accordingly, we employ reasonable administrative, technical, and physical safeguards to protect such Personal Information from unauthorized access, disclosure, and use. Even with these safeguards, no data transmission over the Internet or other network can be guaranteed 100% secure. As a result, while we strive to protect information transmitted on or through our Site(s) we cannot, and do not, guarantee the security of any information you transmit on our Site(s), and you do so at your own risk.
Our Sites may contain links to third party websites, including Allstate’s websites. Please be aware that third-party websites accessible through the Site(s) may have their own privacy and data collection policies and practices. We are not responsible for any actions, content of websites, or privacy policies of such third parties. You should check the applicable privacy policies of those third parties when providing information through linked websites.
Large language models are a type of artificial intelligence that can create human-like text and perform other language-like tasks. These models are often trained on vast amounts of written text. We do not collect, use, or sell Personal Information to train large language models.
We retain your Personal Information for as long as we have a relationship with you. We also retain your Personal Information for a period of time after our relationship with you has ended where there is an ongoing business need to retain it. This includes retention to comply with our legal, regulatory, tax and/or accounting obligations. We do so in accordance with our data retention policies and applicable law.
The Site(s) are not intended for children under the age of 18 and we do not knowingly collect Personal Information from children under the age of 18. If we become aware that we have inadvertently received Personal Information from a child under the age of 18, we will delete such information from our records.
If you would like to receive access to your information and/or request the correction of inaccurate information, you may do so by calling us at 866-783-9031, sending an email to legal@melonlocal.com, or by sending a written request to the following postal address:
Melon Local, LLC
Attn: Compliance Department
6760 Surrey Street
Las Vegas, NV 89119
If you are a resident of California, Colorado, Connecticut, Delaware, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, Nevada, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, or Virginia, you may have additional rights to access and control your Personal Information. Consumer privacy rights for residents of these states include:
You have the right to request twice per twelve-month period that we provide you (i) the categories or specific pieces of Personal Information we collected about you; (ii) the categories of sources from which your Personal Information was collected; (iii) the business or commercial purpose for which we collected your Personal Information; and (iv) the categories of third parties with whom we shared or disclosed your Personal Information, including the categories of Personal Information shared or disclosed to each and the purposes for doing so. We are not permitted to provide access to specific pieces of Personal Information that creates a high risk of potential harm from disclosure to an unauthorized person such as social security numbers and driver’s license numbers.
If you are a Connecticut, Oregon, or Minnesota resident, you have the right to request twice per 12-month period that we provide you with a list of specific Third Parties to whom we disclosed your Personal Information or (b) any Personal Information. If we do not maintain such information in a format specific to you, we will instead provide you with the names of Third Parties to whom we disclosed any consumers’ personal information.
You have the right to request that we delete any Personal Information we have collected about you. Please understand that we are not required to honor a deletion request if we need the information to complete a requested or reasonably anticipated transaction, prevent security incidents or fraud, enable internal uses that are reasonably aligned with your expectations, comply with legal obligations, or perform other functions permitted by law. We will retain a copy of your deletion request for at least two years as required by law.
You have the right to request that we correct inaccurate Personal Information that we maintain about you. After you request to correct inaccurate Personal Information, we will provide instructions for you to provide us with optional documentation to support your request and we will consider it. We may decline to correct your Personal Information if a legal exemption applies such as if we determine that your request is fraudulent or abusive or if we determine, based on the totality of the circumstances, that your correction is more likely inaccurate than accurate. We may decide to delete your allegedly inaccurate Personal Information instead of correcting it.
You have the right to direct us not to share (for targeted or cross-context behavioral advertising purposes) your Personal Information with Third Parties.
You have the right to request that we stop using your Personal Information for data processing for the purposes of profiling.
You have the right to appeal our decision to deny, in full or in part, one or more of your privacy requests. We will process appeal requests within 45 days of receipt, subject to any applicable exemptions and extensions permitted by law. If we deny your appeal, we will provide you with a written explanation of the reasons for our decision. If you are not satisfied with our explanation for the denial of your appeal, you may have an additional right under certain laws to contact your state Attorney General to submit a complaint about the appeal results. In such case, we will provide you with instructions for doing so. The right to appeal does not apply to California residents.
We will not discriminate against any consumer for exercising their privacy rights under law or under this Privacy Policy.
If you are an authorized agent submitting a request for another person, you must provide a copy of a lawful power of attorney or written authorization from the person (along with proof of your identity). You will be provided options on how to provide this documentation after submitting the request. We may contact you or the person on whose behalf you claim to act to verify your authorization.
If you are a resident of Nevada you have the right to direct us not to sell your Personal Information to Third Parties. As stated above, we do not sell Personal Information.
Do Not Track is a web browser privacy preference that causes the web browser to broadcast a signal to websites requesting that a user’s activity not be tracked. Currently, our Site(s) and Services do not respond to “do not track” signals.
You may exercise your privacy rights by calling us at 866-783-9031, by sending an email to legal@melonlocal.com, or by sending a written request to the following postal address:
Melon Local, LLC
Attn: Compliance Department
6760 Surrey Street
Las Vegas, NV 89119
Please be specific in your request and provide sufficient information to allow us to locate your Personal Information in our systems based on your request. We may request additional information from you to verify your identity or locate your Personal Information. We will acknowledge receipt of your request within 10 days. We will respond to verified access, correction, and/or deletion requests within 45 days, but we may extend the time for response by an additional 45 days if an extension is reasonably necessary and we inform you of the extension. We will process opt-out requests as soon as possible within 15 business days, subject to any applicable exceptions and extensions permitted by law.
If you have any questions about our Sites, Services, or this Privacy Policy, please contact us:
Laurianne Gray Lipari Agency, LLC
6651 Sullivan Rd
Greenwell Springs, LA 70739
Office: (225) 261-7997
Privacy requests
Melon Local, LLC
Attn: Compliance Department
6760 Surrey Street
Las Vegas, NV 89119
legal@melonlocal.com